A Systematic Investment Plan, famously known as SIP, is a plan to invest at regular intervals
with relatively small amounts.
SIPs in open-ended mutual fund scheme allow you to invest a fixed amount of money at chosen intervals
(e.g., daily, weekly, fortnightly, monthly, etc.) which help to build wealth in the long term with relatively low risk.
SIP Variants at WhiteOak Capital
Investors may choose from a wide range of SIP Variants to start their Long Term SIP with WhiteOak Capital Mutual Fund
Flex SIP helps investors to invest similar or higher amount at predetermined intervals, determined by a formula linked to the value of investments, thus giving benefit
of Rupee Cost Averaging and
Normal SIP v/s Flex SIP
Rupee Cost Averaging = Buy more units when NAV falls
Rupee Cost Averaging + Value Averaging =
Buy more units + Invest More Amount when NAV falls
Available through Branch and Offline channel
What is SIP Top-up?
SIP Top-up refers to the facility provided,
wherein the monthly SIP instalment may increase by a Fixed Percentage or Fixed Amount after specified intervals. It provides two options:
For illustration purpose only. Above illustration shows a Fixed SIP Top-up of Rs.1000 every year, 1st year onwards
Rupee Cost Averaging with SIP
SIP Amount (Rs.)
Average CostPer Unit (Rs. 60,000/6056)
In above illustration, we can see the average purchase cost comes out to be Rs. 9.9 whereas Average NAV is Rs. 10.1
Under SIP, we really don’t need to time the market. We can invest at predetermined intervals.
Generally, you buy more units when market is low and vice versa, this helps to average out cost of purchase.
WhiteOak Capital Asset Management Ltd. Unit No. B4, 6th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400025
SEBI Registration Number: MF/074/18/02
“YES Asset Management (India) Limited” is now “WhiteOak Capital Asset Management Limited” & “YES Trustee Limited” is now “WhiteOak Capital Trustee Limited".