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What is SIP?

A Systematic Investment Plan, famously known as SIP, is a plan to invest at regular intervals with relatively small amounts.
SIPs in open-ended mutual fund scheme allow you to invest a fixed amount of money at chosen intervals (e.g., daily, weekly, fortnightly, monthly, etc.) which help to build wealth in the long term with relatively low risk.

SIP Variants at WhiteOak Capital

Investors may choose from a wide range of SIP Variants to start their Long Term SIP with WhiteOak Capital Mutual Fund

SIP Features
Presentation

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SIP Features
Presentation
Abridged

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What is Goal SIP?

Goal SIP helps investors to invest into the chosen scheme for a predetermined tenure and after that investor can get monthly cashflow through Systematic Withdrawal Plan.

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What is Flex SIP?

Flex SIP helps investors to invest similar or higher amount at predetermined intervals, determined by a formula linked to the value of investments, thus giving benefit of Rupee Cost Averaging and Value Averaging.

Normal SIP v/s Flex SIP

Rupee Cost Averaging = Buy more units when NAV falls

Rupee Cost Averaging + Value Averaging =
Buy more units + Invest More Amount when NAV falls

Available through Branch and Offline channel

What is SIP Top-up?

SIP Top-up refers to the facility provided,
wherein the monthly SIP instalment may increase by a
Fixed Percentage or Fixed Amount after specified intervals. It provides two options:
  • Fixed SIP Top Up
  • |
  • Variable SIP Top Up
  1 st year 2 nd year 3 rd year 4 th year  
   
Normal SIP Rs.10,000 Rs.10,000 Rs.10,000 Rs.10,000
SIP Top-up Rs.10,000 Rs.10,000 Rs.10,000 + Rs.1,000 Rs.11,000 Rs.11,000 + Rs.1,000 Rs.12,000 Rs.12,000 + Rs.1,000 Rs.13,000  
For illustration purpose only. Above illustration shows a Fixed SIP Top-up of Rs.1000 every year, 1st year onwards

Rupee Cost Averaging with SIP

  Month 1 Month 2 Month 3 Month 4 Month 5 Month 6
SIP Amount (Rs.) 10,000 10,000 10,000 10,000 10,000 10,000
NAV (Rs.) 10.00 9.50 10.50 9.50 11.00 10.50
Units 1,000 1,124 980 990 1,053 909
Average Cost Per Unit (Rs. 60,000/6056)

Rs. 9.9

In above illustration, we can see the average purchase cost comes out to be Rs. 9.9 whereas Average NAV is Rs. 10.1

Under SIP, we really don’t need to time the market. We can invest at predetermined intervals.
Generally, you buy more units when market is low and vice versa, this helps to average out cost of purchase.

SIP Features

*WhiteOak Capital Goal SIP is an optional special facility offered by WhiteOak Capital Mutual Fund for its schemes. This special facility does not in any way give assurance of the performance of any of the Schemes of WhiteOak Capital Mutual Fund or provide any guarantee of withdrawals through Systematic Withdrawal Plan (SWP) mode. Goal SIP allows investors to switch Systematic Investment Plan (SIP) investment amount to a target scheme post completion of SIP Tenure/Period & then monthly Systematic Withdrawal Plan (SWP) will continue from the target Scheme. The Start date of SWP will be the month following the Trigger date and the End date will be 31 Dec 2099. However, the SWP under Goal SIP shall be processed till units are available in investor's folio. "The investor may select any other SWP Amount based on the initial SIP instalment amount and not restricted to the default multipliers of Monthly SIP Instalments (mentioned above). For more details, please read Scheme Information Document and Terms & Conditions pertaining to Goal SIP mentioned in the Application Form.

# Weekly and Fortnightly options and Flex SIP/Top-up SIP variants currently available through branch and offline channel

While reasonable endeavors have been made to present reliable data in the website, but WhiteOak Capital Asset Management does not guarantee the accuracy or completeness of the data in the website. WhiteOak Capital Asset Management or any of its connected persons including its subsidiaries or associates or partners or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information contained, views and opinions expressed in this website. Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Information, opinions and estimates contained in this website reflect a judgment of its original date of publication by WhiteOak Capital Asset Management and are subject to change without notice. This website is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to local law, regulation or which would subject WhiteOak Capital Asset Management and its affiliates to any registration or licensing requirement within such jurisdiction The product described herein may or may not be eligible for sale in all jurisdictions or to certain category of investors. Persons in whose possession this website may come are required to inform themselves of and to observe such restrictions. Before making any investments, the readers are advised to seek independent professional advice, verify the contents in order to arrive at an informed investment decision.

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Registered Office

WhiteOak Capital Asset Management Ltd.
Unit No. B4, 6th Floor, Cnergy,
Appasaheb Marathe Marg,
Prabhadevi, Mumbai – 400025

CIN: U65990MH2017PLC294178

SEBI Registration Number: MF/074/18/02

“YES Asset Management (India) Limited” is now “WhiteOak Capital Asset Management Limited” & “YES Trustee Limited” is now “WhiteOak Capital Trustee Limited".

clientservice@whiteoakamc.com
1800 3000 3060
 

 

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